/* ============================================================
   GK Wealth Management — Shared Stylesheet
   Used by: index.html, services.html, team.html, schedule.html,
            blog.html, news.html, faq.html, privacy.html
   ============================================================ */

:root{--teal:#1a4a52;--teal-dark:#0c2a30;--teal-mid:#1e5560;--teal-light:#2d7a88;--gold:#d4a843;--gold-light:#f0c555;--gold-pale:#faf0d7;--cream:#f6f3ee;--white:#ffffff;--gray:#5e737a;--text:#182c30;}
*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{font-family:'Segoe UI',system-ui,sans-serif;color:var(--text);background:var(--white);overflow-x:hidden;}

/* ── NAV ── */
nav{position:fixed;top:0;left:0;right:0;z-index:200;display:flex;align-items:center;justify-content:space-between;padding:0 52px;height:110px;background:rgba(12,42,48,0.97);backdrop-filter:blur(20px);border-bottom:1px solid rgba(212,168,67,.2);}
.nav-logo{display:flex;align-items:center;cursor:pointer;}
.logo-img{height:82px;width:auto;display:block;}
.nav-links{display:flex;align-items:center;gap:30px;}
.nav-links a{color:rgba(255,255,255,.7);text-decoration:none;font-size:14px;font-weight:500;transition:color .2s;position:relative;}
.nav-links a::after{content:'';position:absolute;bottom:-4px;left:0;width:0;height:1px;background:var(--gold);transition:width .3s;}
.nav-links a:hover{color:var(--white);}.nav-links a:hover::after{width:100%;}
.nav-dropdown{position:relative;}
.nav-dropdown-menu{display:none;position:absolute;top:calc(100% + 12px);left:50%;transform:translateX(-50%);background:#0c2a30;border:1px solid rgba(212,168,67,.2);border-radius:10px;padding:8px;min-width:220px;z-index:300;box-shadow:0 16px 40px rgba(0,0,0,.4);}
.nav-dropdown.open .nav-dropdown-menu{display:flex;flex-direction:column;gap:2px;}
.nav-dropdown-menu a{color:rgba(255,255,255,.75)!important;font-size:13px;padding:10px 16px;border-radius:7px;text-decoration:none;transition:all .2s;white-space:nowrap;display:flex;align-items:center;justify-content:space-between;gap:10px;}
.nav-dropdown-menu a:hover{background:rgba(212,168,67,.12);color:var(--gold)!important;}
.nav-dropdown-menu a::after{display:none!important;}
.nav-dropdown-menu a img{height:20px;width:auto;border-radius:3px;}
.nav-btn{background:linear-gradient(135deg,var(--gold-light),var(--gold));color:var(--teal-dark);padding:11px 24px;border-radius:6px;font-size:14px;font-weight:700;border:none;cursor:pointer;transition:all .25s;box-shadow:0 2px 16px rgba(212,168,67,.4);font-family:inherit;}
.nav-btn:hover{transform:translateY(-1px);box-shadow:0 6px 24px rgba(212,168,67,.5);}
.hamburger{display:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;width:44px;height:44px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:10px;cursor:pointer;transition:background .2s;flex-shrink:0;}
.hamburger:hover{background:rgba(255,255,255,.12);}
.hamburger span{display:block;width:22px;height:2px;background:var(--white);border-radius:2px;transition:transform .3s ease,opacity .3s ease;}
.hamburger.open span:nth-child(1){transform:translateY(7px) rotate(45deg);}
.hamburger.open span:nth-child(2){opacity:0;}
.hamburger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg);}

/* ── MOBILE DRAWER ── */
.mobile-drawer{position:fixed;top:0;left:0;right:0;bottom:0;z-index:190;background:rgba(8,24,28,0.98);backdrop-filter:blur(20px);display:flex;flex-direction:column;padding:90px 20px 32px;overflow-y:auto;-webkit-overflow-scrolling:touch;transform:translateX(100%);transition:transform .35s cubic-bezier(.4,0,.2,1);}
.mobile-drawer.open{transform:translateX(0);}
.mobile-nav-items{display:flex;flex-direction:column;gap:4px;flex:1;}
.mobile-nav-link{display:flex;align-items:center;justify-content:space-between;padding:15px 18px;border-radius:12px;color:rgba(255,255,255,.82);font-size:16px;font-weight:500;text-decoration:none;border:1px solid transparent;transition:all .2s;cursor:pointer;background:none;font-family:inherit;width:100%;text-align:left;line-height:1.2;}
.mobile-nav-link:hover,.mobile-nav-link.active-parent{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.1);color:var(--white);}
.mobile-nav-link .chevron{font-size:12px;color:rgba(255,255,255,.4);transition:transform .25s;flex-shrink:0;margin-left:8px;}
.mobile-nav-link.active-parent .chevron{transform:rotate(180deg);color:var(--gold);}
.mobile-submenu{display:none;flex-direction:column;gap:2px;padding:4px 0 4px 12px;overflow:hidden;}
.mobile-submenu.open{display:flex;}
.mobile-submenu a{display:flex;align-items:center;gap:12px;padding:13px 16px;border-radius:10px;color:rgba(255,255,255,.65);font-size:15px;text-decoration:none;transition:all .2s;font-weight:400;}
.mobile-submenu a:hover{background:rgba(212,168,67,.1);color:var(--gold);}
.mobile-submenu a img{height:22px;width:auto;border-radius:3px;flex-shrink:0;}
.mobile-divider{height:1px;background:rgba(255,255,255,.08);margin:12px 0;}
.mobile-cta{background:linear-gradient(135deg,var(--gold-light),var(--gold));color:var(--teal-dark);padding:17px 28px;border-radius:12px;font-size:16px;font-weight:700;border:none;cursor:pointer;font-family:inherit;width:100%;box-shadow:0 4px 20px rgba(212,168,67,.4);transition:all .25s;margin-top:4px;}
.mobile-cta:hover{transform:translateY(-1px);box-shadow:0 8px 30px rgba(212,168,67,.5);}

/* ── SHARED SECTION & UTILITY ── */
section{padding:110px 52px;position:relative;}
.container{max-width:1160px;margin:0 auto;}
.eyebrow{font-size:11px;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold);margin-bottom:14px;}
.sec-title{font-family:Georgia,serif;font-size:clamp(1.9rem,3vw,2.9rem);font-weight:400;color:var(--teal-dark);line-height:1.2;margin-bottom:18px;}
.sec-sub{font-size:1.05rem;color:var(--gray);line-height:1.8;max-width:540px;}
.reveal{opacity:0;transform:translateY(40px);transition:opacity .7s ease,transform .7s ease;}
.reveal.visible{opacity:1;transform:translateY(0);}
.reveal-left{opacity:0;transform:translateX(-50px);transition:opacity .7s ease,transform .7s ease;}
.reveal-left.visible{opacity:1;transform:translateX(0);}
.reveal-right{opacity:0;transform:translateX(50px);transition:opacity .7s ease,transform .7s ease;}
.reveal-right.visible{opacity:1;transform:translateX(0);}
.texture-dots{background-image:radial-gradient(rgba(26,74,82,.07) 1px,transparent 1px);background-size:24px 24px;}
.texture-lines{background-image:repeating-linear-gradient(0deg,transparent,transparent 39px,rgba(26,74,82,.04) 40px);}

/* ── BUTTONS ── */
.btn-gold{background:linear-gradient(135deg,var(--gold-light),var(--gold));color:var(--teal-dark);padding:16px 38px;border-radius:8px;font-size:15px;font-weight:700;border:none;cursor:pointer;font-family:inherit;box-shadow:0 4px 28px rgba(212,168,67,.45);transition:all .25s;}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 10px 36px rgba(212,168,67,.55);}
.btn-ghost{background:transparent;color:var(--white);padding:16px 38px;border-radius:8px;font-size:15px;font-weight:500;text-decoration:none;border:1px solid rgba(255,255,255,.2);transition:all .25s;backdrop-filter:blur(4px);display:inline-block;}
.btn-ghost:hover{border-color:var(--gold);color:var(--gold);background:rgba(212,168,67,.06);}
.btn-dark{background:var(--teal-dark);color:var(--white);padding:18px 48px;border-radius:8px;font-size:15px;font-weight:700;border:none;cursor:pointer;font-family:inherit;position:relative;z-index:1;box-shadow:0 8px 30px rgba(12,42,48,.35);transition:all .25s;}
.btn-dark:hover{background:#081e22;transform:translateY(-2px);box-shadow:0 14px 40px rgba(12,42,48,.45);}
.svc-arrow{display:inline-flex;align-items:center;gap:8px;color:var(--teal-dark);font-size:13px;font-weight:700;margin-top:20px;cursor:pointer;background:var(--cream);border:1.5px solid #dce5e8;font-family:inherit;padding:9px 18px;border-radius:8px;transition:all .3s;}
.svc-arrow:hover{background:linear-gradient(135deg,var(--gold-light),var(--gold));border-color:var(--gold);color:var(--teal-dark);gap:14px;}

/* ── DIVIDERS ── */
.divider-down{width:100%;overflow:hidden;line-height:0;margin-bottom:-1px;}
.divider-down svg{display:block;width:100%;}
.divider-up{width:100%;overflow:hidden;line-height:0;margin-top:-1px;}
.divider-up svg{display:block;width:100%;}

/* ── HERO ── */
.hero{position:relative;min-height:100vh;background:url('images/hero-bg.jpg') center center/cover no-repeat;display:flex;align-items:center;justify-content:center;padding:140px 52px 80px;overflow:hidden;}
.hero::before{content:'';position:absolute;inset:0;background:linear-gradient(160deg,rgba(8,28,33,0.68),rgba(12,42,48,0.55),rgba(18,54,62,0.62));z-index:1;}
.hero::after{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 60% 40%,rgba(212,168,67,.07),transparent 65%);z-index:1;pointer-events:none;}
#heroCanvas{position:absolute;inset:0;width:100%;height:100%;z-index:2;}
.hero-content{position:relative;z-index:3;max-width:860px;text-align:center;}
.hero-eyebrow{display:inline-flex;align-items:center;gap:10px;background:rgba(212,168,67,.1);border:1px solid rgba(212,168,67,.25);border-radius:100px;padding:8px 20px;margin-bottom:28px;animation:fadeUp .8s .1s ease forwards;opacity:0;}
.hero-eyebrow span{font-size:11px;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold);}
.hero-eyebrow-dot{width:6px;height:6px;border-radius:50%;background:var(--gold);animation:pulse 2s infinite;}
@keyframes pulse{0%,100%{opacity:1;transform:scale(1);}50%{opacity:.5;transform:scale(1.4);}}
.hero h1{font-family:Georgia,serif;font-size:clamp(2.6rem,5.8vw,4.6rem);font-weight:400;color:var(--white);line-height:1.08;margin-bottom:10px;animation:fadeUp .9s .2s ease forwards;opacity:0;letter-spacing:-.5px;}
.hero h1 em{color:transparent;background:linear-gradient(90deg,var(--gold-light),var(--gold),#c8922e);-webkit-background-clip:text;background-clip:text;font-style:italic;}
.hero-sub{font-size:1.35rem;color:rgba(255,255,255,.55);line-height:1.85;max-width:580px;margin:20px auto 44px;animation:fadeUp .9s .35s ease forwards;opacity:0;}
.hero-btns{display:flex;gap:16px;justify-content:center;flex-wrap:wrap;animation:fadeUp .9s .5s ease forwards;opacity:0;}
.hero-stats{display:flex;gap:0;justify-content:center;margin-top:80px;border-top:1px solid rgba(255,255,255,.07);padding-top:44px;animation:fadeIn 1s .7s ease forwards;opacity:0;flex-wrap:wrap;}
.stat{text-align:center;padding:0 52px;position:relative;}
.stat+.stat::before{content:'';position:absolute;left:0;top:10%;height:80%;width:1px;background:rgba(255,255,255,.08);}
.stat-num{font-family:Georgia,serif;font-size:2.7rem;background:linear-gradient(135deg,var(--gold-light),var(--gold));-webkit-background-clip:text;background-clip:text;color:transparent;display:block;line-height:1;margin-bottom:8px;}
.stat-label{font-size:11.5px;color:rgba(255,255,255,.4);letter-spacing:.8px;text-transform:uppercase;}
.scroll-down{position:absolute;bottom:36px;left:50%;transform:translateX(-50%);display:flex;flex-direction:column;align-items:center;gap:8px;color:rgba(255,255,255,.25);font-size:10px;letter-spacing:2px;text-transform:uppercase;animation:fadeIn 1s 1.2s forwards;opacity:0;z-index:3;}
.scroll-arrow{width:18px;height:18px;border-right:1.5px solid rgba(255,255,255,.25);border-bottom:1.5px solid rgba(255,255,255,.25);transform:rotate(45deg);animation:bounce 1.5s infinite;}
@keyframes fadeUp{from{opacity:0;transform:translateY(32px);}to{opacity:1;transform:translateY(0);}}
@keyframes fadeIn{from{opacity:0;}to{opacity:1;}}
@keyframes bounce{0%,100%{transform:rotate(45deg) translate(0,0);}50%{transform:rotate(45deg) translate(4px,4px);}}

/* ── TICKER ── */
.ticker-wrap{background:#0c2a30;overflow:hidden;padding:0;line-height:0;}

/* ── ABOUT ── */
.about-section{background:var(--white);}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center;}
.about-card{background:linear-gradient(145deg,var(--teal-dark),var(--teal-mid));border-radius:24px;padding:52px 44px;border:1px solid rgba(212,168,67,.18);box-shadow:0 40px 90px rgba(12,42,48,.3);position:relative;overflow:hidden;}
.about-card::before{content:'';position:absolute;top:-100px;right:-100px;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,rgba(212,168,67,.1),transparent 65%);}
.about-card::after{content:'';position:absolute;bottom:-60px;left:-60px;width:200px;height:200px;border-radius:50%;background:radial-gradient(circle,rgba(212,168,67,.06),transparent 65%);}
.fiduciary-badge{display:inline-flex;align-items:center;gap:10px;background:rgba(212,168,67,.12);border:1px solid rgba(212,168,67,.28);border-radius:100px;padding:10px 20px;margin-bottom:28px;}
.fiduciary-badge .icon{font-size:20px;}
.fiduciary-badge p{color:var(--gold);font-size:13px;font-weight:600;letter-spacing:.5px;}
.about-card h3{font-family:Georgia,serif;font-size:1.75rem;color:var(--white);margin-bottom:16px;line-height:1.3;}
.about-card>p{color:rgba(255,255,255,.55);font-size:14.5px;line-height:1.85;}
.pillars{display:flex;flex-direction:column;gap:12px;margin-top:28px;}
.pillar{display:flex;align-items:center;gap:14px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.07);border-radius:12px;padding:14px 18px;transition:all .3s;cursor:default;}
.pillar:hover{background:rgba(212,168,67,.1);border-color:rgba(212,168,67,.25);transform:translateX(6px);box-shadow:0 4px 20px rgba(0,0,0,.1);}
.pillar-icon{font-size:20px;flex-shrink:0;}
.pillar h4{font-size:14px;font-weight:600;color:var(--white);margin-bottom:3px;}
.pillar p{font-size:12.5px;color:rgba(255,255,255,.42);line-height:1.5;}
.about-text .bullets{display:flex;flex-direction:column;gap:20px;margin-top:32px;}
.bullet-item{display:flex;gap:14px;align-items:flex-start;}
.bullet-dot{width:8px;height:8px;border-radius:50%;background:var(--gold);flex-shrink:0;margin-top:7px;box-shadow:0 0 8px rgba(212,168,67,.5);}
.bullet-item h4{font-size:15px;font-weight:600;margin-bottom:4px;color:var(--teal-dark);}
.bullet-item p{font-size:14px;color:var(--gray);line-height:1.65;}

/* ── SERVICES ── */
.services-section{background:var(--cream);}
.services-header{max-width:560px;margin:0 auto 64px;text-align:center;}
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.svc-card{background:var(--white);border-radius:20px;padding:38px 32px;border:1px solid #dce5e8;position:relative;overflow:hidden;transition:all .4s cubic-bezier(.25,.8,.25,1);cursor:default;}
.svc-card::before{content:'';position:absolute;inset:0;border-radius:20px;background:linear-gradient(135deg,rgba(12,42,48,.02),rgba(12,42,48,.06));opacity:0;transition:opacity .4s;}
.svc-card::after{content:'';position:absolute;bottom:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold-light),var(--gold));transform:scaleX(0);transform-origin:left;transition:transform .4s cubic-bezier(.25,.8,.25,1);}
.svc-card:hover{transform:translateY(-10px);box-shadow:0 32px 70px rgba(12,42,48,.14);border-color:rgba(212,168,67,.35);}
.svc-card:hover::before{opacity:1;}.svc-card:hover::after{transform:scaleX(1);}
.svc-top{width:58px;height:58px;border-radius:16px;background:linear-gradient(135deg,var(--teal-dark),var(--teal-mid));display:flex;align-items:center;justify-content:center;font-size:26px;margin-bottom:24px;box-shadow:0 8px 28px rgba(12,42,48,.22);transition:transform .4s,box-shadow .4s;}
.svc-card:hover .svc-top{transform:scale(1.1) rotate(-4deg);box-shadow:0 14px 36px rgba(12,42,48,.3);}
.svc-card h3{font-size:17px;font-weight:700;margin-bottom:12px;color:var(--teal-dark);}
.svc-card p{font-size:14px;color:var(--gray);line-height:1.78;}

/* ── SERVICE MODAL ── */
.svc-modal-overlay{display:none;position:fixed;inset:0;background:rgba(8,24,28,0.75);z-index:500;backdrop-filter:blur(8px);align-items:center;justify-content:center;padding:24px;}
.svc-modal-overlay.open{display:flex;}
.svc-modal{background:var(--white);border-radius:24px;max-width:720px;width:100%;max-height:88vh;overflow-y:auto;position:relative;box-shadow:0 50px 120px rgba(0,0,0,.4);}
.svc-modal-header{background:linear-gradient(135deg,var(--teal-dark),var(--teal-mid));padding:44px 48px 36px;border-radius:24px 24px 0 0;position:relative;}
.svc-modal-header .icon{font-size:42px;margin-bottom:16px;display:block;}
.svc-modal-header h2{font-family:Georgia,serif;font-size:1.9rem;color:var(--white);font-weight:400;line-height:1.2;margin-bottom:10px;}
.svc-modal-header p{color:rgba(255,255,255,.6);font-size:15px;line-height:1.7;}
.svc-modal-close{position:absolute;top:20px;right:20px;background:rgba(255,255,255,.1);border:none;color:var(--white);width:36px;height:36px;border-radius:50%;font-size:18px;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:background .2s;}
.svc-modal-close:hover{background:rgba(255,255,255,.22);}
.svc-modal-body{padding:40px 48px;}
.svc-modal-body h4{font-size:11px;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold);margin-bottom:14px;margin-top:28px;}
.svc-modal-body h4:first-child{margin-top:0;}
.svc-modal-body p{font-size:15px;color:var(--gray);line-height:1.85;margin-bottom:14px;}
.svc-modal-items{display:flex;flex-direction:column;gap:12px;margin-bottom:14px;}
.svc-modal-item{display:flex;gap:12px;align-items:flex-start;}
.svc-modal-item .dot{width:7px;height:7px;border-radius:50%;background:var(--gold);flex-shrink:0;margin-top:8px;}
.svc-modal-item span{font-size:14.5px;color:var(--text);line-height:1.65;}
.svc-modal-cta{margin-top:32px;padding-top:28px;border-top:1px solid #eaeff1;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;}
.svc-modal-cta p{font-size:14px;color:var(--gray);}
.svc-modal-cta button{background:linear-gradient(135deg,var(--gold-light),var(--gold));color:var(--teal-dark);border:none;padding:13px 28px;border-radius:8px;font-size:14px;font-weight:700;cursor:pointer;font-family:inherit;transition:all .2s;}
.svc-modal-cta button:hover{transform:translateY(-1px);box-shadow:0 8px 24px rgba(212,168,67,.45);}

/* ── NUMBERS STRIP ── */
.numbers-strip{background:linear-gradient(135deg,var(--teal-dark) 0%,var(--teal-mid) 100%);padding:80px 52px;position:relative;overflow:hidden;}
.numbers-strip::before{content:'';position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.03) 1px,transparent 1px);background-size:28px 28px;}
.numbers-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative;z-index:1;}
.num-item{text-align:center;padding:28px;position:relative;transition:transform .3s;}
.num-item:hover{transform:scale(1.05);}
.num-item+.num-item::before{content:'';position:absolute;left:0;top:20%;height:60%;width:1px;background:rgba(255,255,255,.08);}
.count-num{font-family:Georgia,serif;font-size:3.1rem;font-weight:400;background:linear-gradient(135deg,var(--gold-light),var(--gold));-webkit-background-clip:text;background-clip:text;color:transparent;display:block;line-height:1;margin-bottom:10px;}
.num-label{font-size:12px;color:rgba(255,255,255,.45);letter-spacing:.8px;text-transform:uppercase;}

/* ── PROCESS ── */
.process-section{background:var(--white);}
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:64px;position:relative;}
.process-grid::before{content:'';position:absolute;top:44px;left:12%;right:12%;height:2px;background:linear-gradient(90deg,var(--gold),rgba(212,168,67,.15));z-index:0;}
.step-card{text-align:center;padding:44px 24px 36px;background:var(--white);border-radius:20px;border:1px solid #dce5e8;position:relative;z-index:1;transition:all .4s;}
.step-card:hover{transform:translateY(-8px);box-shadow:0 28px 60px rgba(12,42,48,.12);border-color:var(--gold);}
.step-num-circle{width:90px;height:90px;border-radius:50%;margin:0 auto 24px;background:linear-gradient(135deg,var(--gold-light),var(--gold));display:flex;align-items:center;justify-content:center;font-family:Georgia,serif;font-size:2.1rem;font-weight:700;color:var(--teal-dark);box-shadow:0 8px 32px rgba(212,168,67,.4);transition:transform .4s,box-shadow .4s;}
.step-card:hover .step-num-circle{transform:scale(1.1) rotate(-5deg);box-shadow:0 16px 44px rgba(212,168,67,.5);}
.step-card h3{font-size:16px;font-weight:700;color:var(--teal-dark);margin-bottom:12px;}
.step-card p{font-size:13.5px;color:var(--gray);line-height:1.72;}

/* ── TEAM ── */
.team-section{background:var(--cream);}
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:56px;}
.team-card{background:var(--white);border-radius:22px;overflow:hidden;border:1px solid #dce5e8;transition:all .4s;cursor:pointer;position:relative;display:flex;flex-direction:column;}
.team-card::after{content:'';position:absolute;inset:0;border-radius:22px;box-shadow:0 0 0 2px var(--gold);opacity:0;transition:opacity .4s;}
.team-card:hover{transform:translateY(-8px);box-shadow:0 32px 64px rgba(12,42,48,.15);}
.team-card:hover::after{opacity:1;}
.team-top{height:250px;position:relative;overflow:hidden;background:linear-gradient(145deg,var(--teal-dark),var(--teal-mid));}
.team-top img{width:100%;height:100%;object-fit:cover;object-position:center 20%;display:block;transition:transform .5s ease;}
.team-card:hover .team-top img{transform:scale(1.06);}
.team-wave{position:absolute;bottom:-2px;left:0;width:100%;z-index:1;}
.team-body{padding:26px;display:flex;flex-direction:column;flex:1;}
.team-name{font-size:16px;font-weight:700;color:var(--teal-dark);margin-bottom:4px;}
.team-role{font-size:11.5px;font-weight:700;letter-spacing:.8px;text-transform:uppercase;color:var(--gold);margin-bottom:12px;}
.team-body p{font-size:13px;color:var(--gray);line-height:1.68;flex:1;}
.team-footer{display:flex;justify-content:space-between;align-items:center;margin-top:auto;padding-top:14px;border-top:1px solid #f0f4f5;}
.team-footer a{font-size:12px;color:var(--gray);text-decoration:none;transition:color .2s;}
.team-footer a:hover{color:var(--gold);}
.team-footer a[href^="mailto"]{margin-left:auto;}

/* ── TEAM MODAL ── */
.team-modal-overlay{display:none;position:fixed;inset:0;background:rgba(8,24,28,0.78);z-index:500;backdrop-filter:blur(8px);align-items:center;justify-content:center;padding:24px;}
.team-modal-overlay.open{display:flex;}
.team-modal{background:var(--white);border-radius:24px;max-width:760px;width:100%;max-height:90vh;overflow-y:auto;position:relative;box-shadow:0 50px 120px rgba(0,0,0,.4);}
.team-modal-header{background:linear-gradient(135deg,var(--teal-dark),var(--teal-mid));padding:40px 48px 36px;border-radius:24px 24px 0 0;position:relative;display:flex;gap:28px;align-items:center;}
.team-modal-photo{width:100px;height:100px;border-radius:50%;object-fit:cover;object-position:center top;border:3px solid rgba(212,168,67,.55);flex-shrink:0;}
.team-modal-header-info h2{font-family:Georgia,serif;font-size:1.7rem;color:var(--white);font-weight:400;line-height:1.2;margin-bottom:6px;}
.team-modal-header-info .role{color:var(--gold);font-size:11.5px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;margin-bottom:14px;}
.team-modal-contacts{display:flex;gap:16px;flex-wrap:wrap;}
.team-modal-contacts a{color:rgba(255,255,255,.6);font-size:13px;text-decoration:none;transition:color .2s;}
.team-modal-contacts a:hover{color:var(--gold);}
.team-modal-close{position:absolute;top:16px;right:16px;background:rgba(255,255,255,.1);border:none;color:var(--white);width:34px;height:34px;border-radius:50%;font-size:17px;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:background .2s;}
.team-modal-close:hover{background:rgba(255,255,255,.22);}
.team-modal-body{padding:36px 48px;}
.team-modal-body p{font-size:14.5px;color:var(--gray);line-height:1.88;margin-bottom:16px;}
.team-modal-adv{display:inline-flex;align-items:center;gap:8px;margin-top:24px;color:var(--teal-dark);font-size:13px;font-weight:700;text-decoration:none;background:var(--cream);border:1.5px solid #dce5e8;padding:9px 16px;border-radius:8px;transition:all .25s;}
.team-modal-adv:hover{background:linear-gradient(135deg,var(--gold-light),var(--gold));border-color:var(--gold);}

/* ── TRUST / TESTIMONIALS ── */
.trust-section{background:linear-gradient(160deg,var(--teal-dark),#0a2830);position:relative;overflow:hidden;}
.trust-section::before{content:'';position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.025) 1px,transparent 1px);background-size:28px 28px;}
.trust-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:56px;position:relative;z-index:1;}
.tcard{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.07);border-radius:20px;padding:44px;transition:all .4s;}
.tcard:hover{background:rgba(255,255,255,.07);border-color:rgba(212,168,67,.3);transform:translateY(-5px);box-shadow:0 24px 60px rgba(0,0,0,.2);}
.stars{color:var(--gold);font-size:18px;margin-bottom:20px;letter-spacing:3px;}
.tcard blockquote{font-size:15.5px;color:rgba(255,255,255,.7);line-height:1.88;font-style:italic;}
.tcard-author{display:flex;align-items:center;gap:14px;margin-top:28px;}
.avatar{width:48px;height:48px;border-radius:50%;background:linear-gradient(135deg,var(--gold-light),var(--gold));display:flex;align-items:center;justify-content:center;font-family:Georgia,serif;font-weight:700;color:var(--teal-dark);font-size:14px;box-shadow:0 4px 16px rgba(212,168,67,.35);}
.author-n{font-size:14px;font-weight:700;color:var(--white);}
.author-s{font-size:12px;color:rgba(255,255,255,.38);margin-top:2px;}

/* ── CTA SECTION ── */
.cta-section{position:relative;overflow:hidden;background:linear-gradient(135deg,var(--gold-light),var(--gold),#c08828);padding:110px 52px;text-align:center;}
.cta-section::before{content:'';position:absolute;top:-150px;right:-150px;width:500px;height:500px;border-radius:50%;background:rgba(255,255,255,.1);}
.cta-section::after{content:'';position:absolute;bottom:-100px;left:-100px;width:350px;height:350px;border-radius:50%;background:rgba(255,255,255,.07);}
.cta-section h2{font-family:Georgia,serif;font-size:2.9rem;color:var(--teal-dark);margin-bottom:16px;position:relative;z-index:1;}
.cta-section p{font-size:1.05rem;color:rgba(12,42,48,.6);margin-bottom:44px;position:relative;z-index:1;}

/* ── FOOTER ── */
footer{background:#061820;padding:72px 52px 36px;}
.footer-top{display:grid;grid-template-columns:2fr 1fr 1fr;gap:52px;margin-bottom:52px;}
.fbrand p{font-size:13.5px;color:rgba(255,255,255,.35);line-height:1.8;max-width:270px;margin-top:16px;}
footer h5{font-size:10.5px;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:rgba(255,255,255,.3);margin-bottom:18px;}
footer ul{list-style:none;display:flex;flex-direction:column;gap:10px;}
footer ul li a{font-size:13.5px;color:rgba(255,255,255,.5);text-decoration:none;transition:color .2s;}
footer ul li a:hover{color:var(--gold);}
.footer-bottom{border-top:1px solid rgba(255,255,255,.06);padding-top:28px;display:flex;justify-content:space-between;align-items:flex-start;gap:24px;flex-wrap:wrap;}
.footer-bottom p{font-size:12px;color:rgba(255,255,255,.25);}
.disc{max-width:600px;font-size:11px;color:rgba(255,255,255,.2);line-height:1.7;}

/* ── PAGE HEROES (News / Schedule / etc.) ── */
.news-hero{position:relative;min-height:360px;background:url('images/hero-bg.jpg') center 40%/cover no-repeat;display:flex;align-items:center;justify-content:center;padding:160px 52px 100px;overflow:hidden;}
.news-hero::before{content:'';position:absolute;inset:0;background:linear-gradient(160deg,rgba(8,28,33,0.88),rgba(12,42,48,.82));z-index:1;}
.news-hero-content{position:relative;z-index:2;text-align:center;max-width:700px;}
.news-hero-content h1{font-family:Georgia,serif;font-size:clamp(2rem,4vw,3.4rem);color:var(--white);font-weight:400;line-height:1.12;margin-bottom:16px;}
.news-hero-content h1 em{color:transparent;background:linear-gradient(90deg,var(--gold-light),var(--gold));-webkit-background-clip:text;background-clip:text;font-style:italic;}
.news-hero-content p{font-size:1.05rem;color:rgba(255,255,255,.6);line-height:1.8;}
.news-body{padding:88px 52px;background:var(--cream);}
.news-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;max-width:1100px;margin:0 auto;}
.news-card{background:var(--white);border-radius:22px;overflow:hidden;border:1px solid #dce5e8;box-shadow:0 8px 32px rgba(12,42,48,.07);transition:all .4s;display:flex;flex-direction:column;}
.news-card:hover{transform:translateY(-8px);box-shadow:0 28px 64px rgba(12,42,48,.14);border-color:rgba(212,168,67,.35);}
.news-card-img-wrap{overflow:hidden;height:210px;background:linear-gradient(135deg,var(--teal-dark),var(--teal-mid));}
.news-card-img{width:100%;height:100%;object-fit:cover;object-position:center top;display:block;transition:transform .5s ease;}
.news-card:hover .news-card-img{transform:scale(1.06);}
.news-card-body{padding:28px;flex:1;display:flex;flex-direction:column;}
.news-outlet{font-size:11px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:8px;}
.news-card-body h3{font-family:Georgia,serif;font-size:1.15rem;font-weight:400;color:var(--teal-dark);line-height:1.4;margin-bottom:10px;}
.news-date{font-size:12px;color:var(--gray);margin-bottom:20px;}
.news-link{display:inline-flex;align-items:center;gap:8px;margin-top:auto;color:var(--teal-dark);font-size:13px;font-weight:700;text-decoration:none;background:var(--cream);border:1.5px solid #dce5e8;padding:9px 16px;border-radius:8px;transition:all .25s;width:fit-content;}
.news-link:hover{background:linear-gradient(135deg,var(--gold-light),var(--gold));border-color:var(--gold);color:var(--teal-dark);}

/* ── SCHEDULE PAGE ── */
.schedule-hero{position:relative;min-height:420px;background:url('images/hero-bg.jpg') center 40%/cover no-repeat;display:flex;align-items:center;justify-content:center;padding:160px 52px 100px;overflow:hidden;}
.schedule-hero::before{content:'';position:absolute;inset:0;background:linear-gradient(160deg,rgba(8,28,33,0.88),rgba(12,42,48,.82));z-index:1;}
.schedule-hero-content{position:relative;z-index:2;text-align:center;max-width:700px;}
.schedule-hero-content h1{font-family:Georgia,serif;font-size:clamp(2rem,4vw,3.4rem);color:var(--white);font-weight:400;line-height:1.12;margin-bottom:16px;}
.schedule-hero-content h1 em{color:transparent;background:linear-gradient(90deg,var(--gold-light),var(--gold));-webkit-background-clip:text;background-clip:text;font-style:italic;}
.schedule-hero-content p{font-size:1.05rem;color:rgba(255,255,255,.6);line-height:1.8;}
.schedule-body{padding:88px 52px;background:var(--cream);}
.schedule-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start;max-width:1000px;margin:0 auto;}
.schedule-info h2{font-family:Georgia,serif;font-size:1.85rem;color:var(--teal-dark);margin-bottom:16px;}
.schedule-info p{color:var(--gray);font-size:15px;line-height:1.82;margin-bottom:28px;}
.contact-items{display:flex;flex-direction:column;gap:16px;}
.contact-item{display:flex;align-items:center;gap:14px;background:white;border:1px solid #dce5e8;border-radius:14px;padding:16px 20px;transition:border-color .2s;}
.contact-item:hover{border-color:rgba(212,168,67,.4);}
.contact-item .ci-icon{font-size:22px;}
.contact-item h4{font-size:13px;font-weight:700;color:var(--teal-dark);margin-bottom:2px;}
.contact-item p,.contact-item a{font-size:13px;color:var(--gray);margin:0;text-decoration:none;}
.contact-item a:hover{color:var(--gold);}
.schedule-form-wrap{background:white;border-radius:22px;padding:44px;border:1px solid #dce5e8;box-shadow:0 16px 52px rgba(12,42,48,.09);}
.schedule-form-wrap h3{font-family:Georgia,serif;font-size:1.45rem;color:var(--teal-dark);margin-bottom:24px;}
.form-group{margin-bottom:18px;}
.form-group label{display:block;font-size:13px;font-weight:600;color:var(--teal-dark);margin-bottom:6px;}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:12px 16px;border:1px solid #dce5e8;border-radius:8px;font-size:14px;font-family:inherit;color:var(--text);background:var(--cream);transition:border-color .2s,box-shadow .2s;outline:none;}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--teal-light);box-shadow:0 0 0 3px rgba(45,122,136,.1);}
.form-group textarea{height:100px;resize:vertical;}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.form-submit{background:linear-gradient(135deg,var(--gold-light),var(--gold));color:var(--teal-dark);border:none;cursor:pointer;width:100%;padding:16px;border-radius:8px;font-size:15px;font-weight:700;font-family:inherit;transition:all .25s;margin-top:8px;box-shadow:0 4px 20px rgba(212,168,67,.35);}
.form-submit:hover{transform:translateY(-2px);box-shadow:0 10px 30px rgba(212,168,67,.48);}
.form-success{display:none;background:#e8f7f0;border:1px solid #b2dfc8;border-radius:12px;padding:20px 24px;text-align:center;margin-top:16px;}
.form-success p{color:#1a5c3a;font-size:14px;font-weight:600;}
.advisor-scheduler{user-select:none;}
.advisor-link{display:flex;align-items:center;gap:12px;padding:10px 14px;border-radius:10px;border:1px solid #dce5e8;text-decoration:none;background:var(--cream);transition:all .2s;}
.advisor-link:hover{background:#e5f0f2;border-color:var(--teal-light);transform:translateX(4px);}
.advisor-avatar{width:36px;height:36px;border-radius:50%;background:linear-gradient(135deg,var(--teal-dark),var(--teal-mid));color:var(--white);font-size:11px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.advisor-name{font-size:13px;font-weight:700;color:var(--teal-dark);}
.advisor-title{font-size:11px;color:var(--gray);margin-top:1px;}
.advisor-arrow{margin-left:auto;color:var(--gold);font-weight:700;font-size:15px;}

/* ── NEWSLETTER MODAL ── */
.nl-modal-overlay{display:none;position:fixed;inset:0;background:rgba(8,24,28,0.78);z-index:600;backdrop-filter:blur(8px);align-items:center;justify-content:center;padding:24px;}
.nl-modal-overlay.open{display:flex;}
.nl-modal{background:var(--white);border-radius:24px;max-width:480px;width:100%;position:relative;box-shadow:0 50px 120px rgba(0,0,0,.4);overflow:hidden;}
.nl-modal-header{background:linear-gradient(135deg,var(--teal-dark),var(--teal-mid));padding:36px 40px 28px;position:relative;}
.nl-modal-header::before{content:'';position:absolute;top:-40px;right:-40px;width:160px;height:160px;border-radius:50%;background:radial-gradient(circle,rgba(212,168,67,.15),transparent 65%);}
.nl-modal-close{position:absolute;top:16px;right:16px;background:rgba(255,255,255,.1);border:none;color:var(--white);width:34px;height:34px;border-radius:50%;font-size:17px;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:background .2s;}
.nl-modal-close:hover{background:rgba(255,255,255,.22);}
.nl-modal-icon{font-size:32px;margin-bottom:12px;}
.nl-modal-header h3{font-family:Georgia,serif;font-size:1.4rem;color:var(--white);font-weight:400;margin-bottom:6px;}
.nl-modal-header p{font-size:13px;color:rgba(255,255,255,.55);line-height:1.6;}
.nl-modal-body{padding:32px 40px 36px;}
.nl-modal-body .form-group{margin-bottom:16px;}
.nl-modal-body .form-group label{display:block;font-size:13px;font-weight:600;color:var(--teal-dark);margin-bottom:6px;}
.nl-modal-body .form-group input{width:100%;padding:11px 14px;border:1px solid #dce5e8;border-radius:8px;font-size:14px;font-family:inherit;color:var(--text);background:var(--cream);outline:none;transition:border-color .2s,box-shadow .2s;}
.nl-modal-body .form-group input:focus{border-color:var(--teal-light);box-shadow:0 0 0 3px rgba(45,122,136,.1);}
.nl-submit{background:linear-gradient(135deg,var(--gold-light),var(--gold));color:var(--teal-dark);border:none;cursor:pointer;width:100%;padding:14px;border-radius:8px;font-size:15px;font-weight:700;font-family:inherit;transition:all .25s;margin-top:4px;box-shadow:0 4px 20px rgba(212,168,67,.35);}
.nl-submit:hover{transform:translateY(-2px);box-shadow:0 10px 30px rgba(212,168,67,.48);}
.nl-success{display:none;text-align:center;padding:12px 0 4px;}
.nl-success .nl-check{font-size:48px;margin-bottom:12px;}
.nl-success h4{font-family:Georgia,serif;font-size:1.2rem;color:var(--teal-dark);font-weight:400;margin-bottom:8px;}
.nl-success p{font-size:13.5px;color:var(--gray);line-height:1.7;}

/* ── NEWSLETTER PAGE ── */
.newsletter-card{background:var(--white);border-radius:22px;overflow:hidden;border:1px solid #dce5e8;box-shadow:0 8px 32px rgba(12,42,48,.07);transition:all .4s;display:flex;flex-direction:column;}
.newsletter-card:hover{transform:translateY(-8px);box-shadow:0 28px 64px rgba(12,42,48,.14);border-color:rgba(212,168,67,.35);}
.newsletter-banner{height:160px;display:flex;flex-direction:column;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--teal-dark),var(--teal-mid));position:relative;overflow:hidden;padding:24px;}
.newsletter-banner::before{content:'';position:absolute;top:-40px;right:-40px;width:160px;height:160px;border-radius:50%;background:radial-gradient(circle,rgba(212,168,67,.15),transparent 65%);}
.newsletter-banner::after{content:'';position:absolute;bottom:-30px;left:-30px;width:120px;height:120px;border-radius:50%;background:radial-gradient(circle,rgba(212,168,67,.08),transparent 65%);}
.newsletter-month{font-family:Georgia,serif;font-size:1.6rem;font-weight:400;color:var(--white);position:relative;z-index:1;text-align:center;line-height:1.2;}
.newsletter-tagline{font-size:11.5px;color:rgba(255,255,255,.55);text-align:center;margin-top:8px;position:relative;z-index:1;font-style:italic;}
.newsletter-card-body{padding:28px;flex:1;display:flex;flex-direction:column;}
.newsletter-label{font-size:11px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:8px;}
.newsletter-card-body h3{font-family:Georgia,serif;font-size:1.1rem;font-weight:400;color:var(--teal-dark);line-height:1.4;margin-bottom:10px;}
.newsletter-card-body p{font-size:13px;color:var(--gray);line-height:1.7;margin-bottom:20px;flex:1;}
.newsletter-topics{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:20px;}
.newsletter-topic{font-size:11px;font-weight:600;background:var(--cream);border:1px solid #dce5e8;border-radius:100px;padding:4px 12px;color:var(--gray);}
.newsletter-dl-btn{display:inline-flex;align-items:center;gap:8px;margin-top:auto;color:var(--teal-dark);font-size:13px;font-weight:700;text-decoration:none;background:var(--cream);border:1.5px solid #dce5e8;padding:9px 16px;border-radius:8px;transition:all .25s;width:fit-content;cursor:pointer;font-family:inherit;}
.newsletter-dl-btn:hover{background:linear-gradient(135deg,var(--gold-light),var(--gold));border-color:var(--gold);color:var(--teal-dark);}

/* ── FAQ ── */
.faq-section{background:var(--white);padding:110px 52px;}
.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:56px;}
.faq-item{background:var(--cream);border:1px solid #dce5e8;border-radius:16px;padding:28px 32px;transition:all .3s;cursor:pointer;}
.faq-item:hover{border-color:rgba(212,168,67,.4);box-shadow:0 8px 32px rgba(12,42,48,.08);}
.faq-item h3{font-size:15px;font-weight:700;color:var(--teal-dark);margin-bottom:10px;line-height:1.4;}
.faq-item p{font-size:14px;color:var(--gray);line-height:1.75;}

/* ── PRIVACY ── */
.privacy-section{margin-bottom:36px;}
.privacy-section h3{font-family:Georgia,serif;font-size:1.25rem;color:var(--teal-dark);margin-bottom:14px;}
.privacy-section p{color:var(--gray);font-size:15px;line-height:1.85;}
.privacy-section a{color:var(--teal-light);font-weight:600;text-decoration:none;}
.privacy-section a:hover{color:var(--gold);}
.privacy-bullet{display:flex;gap:12px;align-items:flex-start;margin-bottom:12px;}
.privacy-bullet-dot{width:7px;height:7px;border-radius:50%;background:var(--gold);flex-shrink:0;margin-top:8px;box-shadow:0 0 8px rgba(212,168,67,.5);}
.privacy-bullet span{color:var(--gray);font-size:14.5px;line-height:1.75;}

/* ── RESPONSIVE ── */
@media(max-width:920px){
  nav{padding:0 20px;height:80px;}.nav-links{display:none;}.nav-btn{display:none;}.hamburger{display:flex;}.logo-img{height:60px;}.mobile-drawer{padding-top:88px;}
  section{padding:72px 24px;}
  .about-grid,.trust-grid{grid-template-columns:1fr;}
  .services-grid,.team-grid{grid-template-columns:1fr 1fr;}
  .process-grid,.numbers-grid{grid-template-columns:1fr 1fr;}
  .footer-top{grid-template-columns:1fr 1fr;}
  .hero{padding:120px 24px 60px;}
  .schedule-grid{grid-template-columns:1fr;}
  .svc-modal-body,.svc-modal-header{padding:28px;}
  .news-body,.schedule-body{padding:60px 24px;}
  .faq-grid{grid-template-columns:1fr;}
  .faq-section{padding:72px 24px;}
}
@media(max-width:580px){
  .services-grid,.team-grid{grid-template-columns:1fr;}
  .process-grid{grid-template-columns:1fr;}
  .process-grid::before{display:none;}
  .news-grid{grid-template-columns:1fr;}
  #newsletterGrid{grid-template-columns:1fr!important;}
  .hero-stats .stat{padding:0 20px;}
  .numbers-grid{grid-template-columns:1fr 1fr;}
}